Buying car insurance has gotten much easier over the years especially with the push for more online services. Major car insurance companies have seen this trend and have made it easier for customers to get a quote and even buy insurance from them online. With that said, we have created a quick guide for you to follow to help you find the right car insurance policy that will best fit your needs. While some websites may have varying requirements the general process remains relatively the same across most insurance providers.
Where can I buy my insurance online?
One of the first things you will need to do to find a car insurance provider that offers online services is to do a bit of research. A quick search of the top 10 best insurance providers on a search engine should help you kick off your journey. With that in mind, most major car insurance providers will have this service readily available. They will differ a bit as some may still require you to contact an agent before you finalize your purchase. That said, a good number of these companies will let you complete the entire process online. Autodeal also now has an insurance feature that you can take a look at and see if there is a policy that will best suit you and your needs.
Starting the process
Now that you have found a reputable car insurance company that can offer to process your request online, you can now begin to fill up the needed documents and requirements to get your insurance policy. While the process itself differs from company to company, here are a few general requirements you will need for you to get a quote:
Name and address
Driver’s license number
Make, model, and year of your vehicle
Vehicle identification number (VIN)
Description of accidents, tickets, or insurance claims filed in the last several years
After you have submitted these requirements, you should soon see a sample policy that has been designed to fit the make, model, and year of your vehicle. From there the website may ask if you want other additions to your policy or if you want to compare it with a quote from another company. In this case, it is best to see what other insurance companies have to offer as they might be able to offer you a policy at a cheaper price and with better coverage.
Select your coverage
Insurance companies that allow you to purchase a policy online will help guide you through the process of the purchase. This should be straightforward as you will be asked to finalize your chosen policy as well as its add-ons. Make sure to check on your chosen add-ons and see if there are any discounts you can avail of before you pay for your new policy.
Paying for your new car insurance policy
After you have finalized your car insurance policy it’s now time to pay for it. Depending on the website it will ask you to set up a payment method and input the necessary information. This is often done via your credit card or other popular non-cash payment methods. However, it is important to note that paying with a credit card may incur a fee. That said, you can always pay through a bank if the option is available with the insurer by providing your routing and account information.
Make sure to print your card
Now that your payment for your new car insurance policy has been sorted out, it’s now time to print the insurance card. This will come in handy later on if you need to change your insurance provider later on or if you want to make an insurance claim for your vehicle. It is also highly recommended that you have a digital copy as well either on your phone or on your computer in case of emergencies.