The Kia Rio has remained a viable option for those looking for a stylish yet understated 5-door hatchback. A slight step above the entry level Picanto, the Rio is a certified looker even as it’s getting up there in years. The Rio Hatchback has been enjoyed by many owners throughout its life cycle.
If you own one or are looking to get it soon, know that car insurance is a must-buy in order to protect your vehicle from all sorts of unforeseen incidents. We’re here to help you find out how much insurance would cost for the Kia Rio Hatchback.
Why do you need to insure your Kia Rio Hatchback?
As of this writing, the Kia Rio Hatchback has a starting price of P920,000 for the 1.4 LX AT model. Spring for the top-spec 1.4 EX AT variant and you’ll have to pay P985,000. Even if the price is below a million pesos, that’s no chump change. For many people, it takes years of savings to come up with the cash to buy a Kia Rio.
Having said that, a large purchase such as this deserves an appropriate amount of protection. With a comprehensive insurance plan, you could defend your vehicle against the elements each and every day. You’d have no worries taking the Rio out for your daily commute or even on occasional road trips across the country. As you know, accidents don’t pick and choose who to victimize. It can happen anywhere at any time. That’s why it’s best to avail of a comprehensive insurance plan for your Kia Rio Hatchback.
How much does comprehensive insurance cost for the Kia Rio Hatchback?
A quick look at our Insurance Calculator reveals a rough range for an insurance plan for the Kia Rio Hatchback. It would cost you anywhere between about P21,300 to P26,300 to insure this vehicle, depending on several factors, of course.
It makes sense that the base LX model is more affordable to insure, starting at around P21,300 and going up to P21,700. On the other hand, the top-trim EX model costs between P22,600 to P26,300 to insure. Do note that these figures include coverage for a single year, and you would need to renegotiate your plan with your chosen provider near the end of the coverage period.
Below is a simple breakdown of what you can expect to pay for comprehensive insurance coverage for the Kia Rio Hatchback. The numbers are based on the most expensive policies with the lowest coverage. We encourage you to check out our Insurance Calculator to get a better sense of what type of coverage would work best for you.
- Kia Rio Hatchback 1.4 LX AT - P22,421.06
- Kia Rio Hatchback 1.4 EX AT - P23,880.05
The above figures are provided by some of the top insurance providers in the Philippines. Companies like Mapfre, Malayan, Fortuner General, and FPG Insurance can give you flexible and affordable deals that suit your particular needs. Each company provides different benefits and coverage types, so be sure to compare and contrast their offerings to get the right fit.
Getting an insurance plan with AutoDeal takes only about 5 minutes. You can even receive your policy as soon as the next business day. With our insurance solutions, you can have more time to enjoy your Kia Rio Hatchback with no fear. With a comprehensive insurance plan, you can go anywhere knowing that you're safe against the elements day in and day out.
Latest Features
-
5 Reasons the Audi RS e-tron GT might be the ultimate electric sedan / Featured Article
Audi’s RS e-tron GT proves the brand’s legendary sedan performance thrives in the electric era.
-
Holiday charging tips every EV driver should know / Featured Article
Before you pack your bags, make sure your EV is ready for the busy roads and cold weather.
-
Finding which JAECOO fits you? Five differences between the J7 SHS and the EJ6 you should know / Featured Article
If you’re stuck between choosing the JAECOO EJ6 and J7 SHS, here’s a handy guide to help you decide which one’s right for you.
Popular Articles
-
Electric Vehicles in the Philippines for under P1 million
Jerome Tresvalles · Aug 19, 2025
-
Top 3 Cars For Every Lifestyle—What Cars Are Right For You? | Behind a Desk
Caco Tirona · Apr 24, 2024
-
5 Tips to Maximize Fuel Efficiency
Jerome Tresvalles · Sep 09, 2024
-
Five driving habits that are draining your fuel tank
Jerome Tresvalles · Jun 24, 2025
-
Can engine braking harm your engine?
Jerome Tresvalles · Sep 11, 2025
-
Do electric cars even need maintenance?
Jerome Tresvalles · Oct 23, 2024
-
Best vehicles for an active outdoor lifestyle
Shaynah Miranda · Jul 25, 2024
-
How to drive different types of vehicle transmissions
May 23, 2024
-
5 easy ways to keep your car interior clean
Allysa Mae Zulueta · Nov 15, 2021
-
How to survive Metro Manila traffic
Earl Lee · Aug 16, 2022