| COVERAGES |
DESCRIPTION |
Coverage |
| LOSS OR DAMAGE |
| Own Damage (OD) |
Protects policyholder against damage incurred by the insured vehicle due to accidental collision, fire, explosion, overturning and malicious damage. |
FMV +/- 10% |
| Theft (TH) |
Protects policyholder against loss in or theft of the insured vehicle. |
| ADDITIONAL 3RD PARTY LIABILITY |
| Voluntary Third Party Liability - Bodily Injury (VTPL-BI) |
Cover intended to protect policyholder against 3rd party liability in excess of the CTPL cover. |
Options from Php500K to Php1 million |
| Voluntary Third Party Liability - Property Damage (VTPL-PD) |
Cover intended to protect policyholder against damage to property of 3rd party(ies). |
Options from Php500K to Php1 million |
| OPTIONAL |
| Acts of Nature (AON) |
Cover against flood, typhoon, hurricane, vulcanic eruption and earthquake. |
FMV +/- 10% |
| Roadside Assistance |
24/7 Emergency Assistance |
Additional premium of Php300.00 |
| OTHERS |
| Unnamed Passenger PA (UPPA) |
Protection extended to the passengers riding in, boarding or alighting from the insured vehicle. |
Php50k per seat (for 5 seats) |